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Depending on the coin’s design

eleccipitator | 08 Avgust, 2019 03:57

Some disclose that designating a grade to rank or categorize a coin is more of an art rather than science, since often it is extremely subjective or biased; this applies particularly when working on “Mint State” coins where little differences, in terms of grade, make so much difference in the price. Grading can be learned, studied and applied with a predictable and known outcome that eventually depends on judgment, not feelings.Like any language, science, sport, or research, it is best to learn and understand coin grading one component at a time, through serious study and experience.Today, most numismatists use the “Sheldon grading scale”. While there are those that complain of "too many grades", most experienced coin graders recognize and appreciate the fact that there is a wide range in features between ranges.Strike This is the method of stamping or imprinting a drawing or a symbol onto a blank.  Depending on the coin’s design, it can either have weak or strong strike. An example of this would be the “Type II gold dollar” on which both sides (front and back) have the highest strike that is perfectly aligned, meaning, these designs require weak strikes. Generally the strike is not a key factor in establishing the coin’s grade except when it is included in a series where the value is connected to strike. Preservation of the coin’s surfaceThe number of coin marks as well as where they are placed is a significant element in establishing the grade. While there is no fixed formula on the number of coin marks that sets its grade, there are several regulated standards regarding the significance of the location or positioning of a scratch. For instance, a coin having a deep scratch that it is not easily visible on its reverse (back) side will not be strictly penalized. However, if the same scratch was positioned on a noticeable or obvious central point on the front, such as the cheek on the Statue of Liberty, it would be penalized  much more.Patina or luster A coin can have a variation of textures on the surface, influenced by design, the metal that was used and the “mint of origin”.  Textures can include frosty, satiny, proof-like and semi-proof-like. When examining the coin’s surface in terms of grade, two things should be looked at; the quantity, or what is left of the original skin (has to be intact), and the location and amount of marks.Luster is important especially when determining whether a coin is either circulated or uncirculated.  A coin in Mint State technically; is free of abrasion and wear and must not have significant breaks in its luster. ColorThis is a very subjective element in determining coin grade. For instance, a “gold coin” showing dark green-gold pigmentation may be unattractive to one collector and attractive to another. As gold is moderately an inert metal, it is not prone to much color variance as copper or silver. Although wide ranging colors may exist in gold coins.Almost all of US gold coins had been dipped or cleaned, therefore not anymore displaying their original color. As coin collectors become knowledgeable, most of them are attracted and fascinated to coins having their natural color. In most coin series, it is nearly impossible to discover original coin pieces. Eye attraction or appealColor, luster, strike and surface marks come together, comprises “eye appeal”.  Note that a Apron feeder Suppliers coin having superior “eye appeal” can be strong in one aspect, such as possessing exceptional luster but not quite as strong in another aspect, such as not so good color.A coin that is undesirable in one aspect yet good enough in all the other aspects can still be distinguished as “below average” in “eye appeal”.Knowing how to grade a coin is very important so that one can have an idea of the value or price of the coin that he is buying or selling.  When new to coin collecting, be sure to ask the help of an experienced collector or dealer when buying or exchanging your coins.

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The curtains group by style also has three secondary groups

eleccipitator | 31 Jul, 2019 04:47

Decorating windows is one thing most homeowners are trying to master. The joy of people appreciating the design and style of the decorations is internally divine. Decorating the windows with window curtains is one classical move and yet still the appeal is grand and elegant. It is a known fact that curtains are abundant in the market. Even the online market settings is flooded with curtains making it very confusing to select one that best match their windows and intentions.

In the DinoDirect website, customers can find ease and convenience on selecting and buying window curtains. The site collection of curtains are properly arranged in a manner that the buyer will have an easy and quick selection of items. Although the site window curtains list is huge, customers can navigate through the site platform without tiring their eyes and hands.

The window curtains are categorized by the site for easy searching and browsing. The category includes Space and areas, Sales way, and style. The window curtains under Space and areas have sub-category, which are the Bedroom curtains, Living room and study room curtains, and the Kitchen curtain. Window curtains under the sales roller blind fabricsSuppliers way category is divided into two sub-groups, the finished curtain and the custom curtain. The curtains group by style also has three secondary groups, the country curtain, traditional curtain, and the contemporary curtain.

Customers visit in the site window curtains page will lead them to the premier display category base on purpose. The window curtains are group as Black Out curtain, Thermal Curtain, Sheers, Tier Curtains, Kids & Teen curtains, and Valances. Each display category holds variety of curtains with noticeable design and style. The curtains are great in conveying the purpose of the homeowners. The design in most categories includes stripes, flower prints, embossing, leaves print, and checkered.   

Some of the curtains have special features making the design and the purpose much better and noticeable. The fabrics and materials use in the window curtains are all high grade and renowned for such purpose. The materials make the window curtains durable and sure to last for many hanging and swaying. The window curtains are great enough in their decorating benefits but it is more considerable because of the low prices set to them by site. Homeowners especially the housewives can find the window curtains very accommodating to their family budget. They can replace or renew their old curtains without hurting the planned budget.

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How may a debt collector contact you

eleccipitator | 26 Jul, 2019 03:31

You should know that in either situation the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.

This brochure provides answers to commonly asked questions to help you understand your rights under the Fair Debt Collection Practices Act.

What debts are covered?

Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for medical care, or for charge accounts.

Who is a debt collector?

A debt collector is any person, other than the creditor, who regularly collects debts owed to others. Under a 1986 amendment to the Fair Debt Collection Practices Act, this includes attorneys who collect debts on a regular basis.

How may a debt collector contact you?

A collector may contact you in person, by mail, telephone, telegram, or FAX. However, a debt collector may not contact you at unreasonable times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves.

Can you stop a debt collector from contacting you?

You may stop a collector from contacting you by writing a letter to the collection agency telling them to stop. Once the agency receives your letter, they may not contact you again except to say there will be no further contact. Another exception is that the agency may notify you if the debt collector or the creditor intends to take some specific action.

May a debt collector contact any person other than you concerning your debt?

If you have an attorney, the debt collector may not contact anyone other than your attorney. If you do not have an attorney, a collector may contact other people, but only to find out where you live and work. Collectors usually are prohibited from contacting such permissible third parties more than once. In most cases, the collector is not permitted to tell anyone other than you and your attorney that you owe money.

What is the debt collector required to tell you about the debt?

Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.

May a debt collector continue to contact you if you believe you do not owe money?

A collector may not contact you if, within 30 days after you are first contacted, you send the collection agency a letter stating you do not owe money. However, a collector can renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.

What types of debt collection practices are prohibited?

Harassment. Debt collectors may not harass, oppress, or abuse any person. For example, debt collectors may not:

-use threats of violence or harm against the Electrostatic precipitator person, property, or reputation;

-publish a list of consumers who refuse to pay their debts (except to a credit bureau);

-use obscene or profane language;

-repeatedly use the telephone to annoy someone;

-telephone people without identifying themselves;

-advertise your debt.

False statements. Debt collectors may not use any false statements when collecting a debt. For example, debt collectors may not:

-falsely imply that they are attorneys or government representatives;

-falsely imply that you have committed a crime;

-falsely represent that they operate or work for a credit bureau;

-misrepresent the amount of your debt;

-misrepresent the involvement of an attorney in collecting a debt;

-indicate that papers being sent to you are legal forms when they are not;

-indicate that papers being sent to you are not legal forms when they are.

Debt collectors also may not state that:

-you will be arrested if you do not pay your debt;

-they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so;

-actions, such as a lawsuit, will be taken against you, which legally may not be taken, or which they do not intend to take.

Debt collectors may not:

-give false credit information about you to anyone;

-send you anything that looks like an official document from a court or government agency when it is not;

-use a false name.

Unfair practices. Debt collectors may not engage in unfair practices in attempting to collect a debt. For example, collectors may not:

-collect any amount greater than your debt, unless allowed by law;

-deposit a post-dated check prematurely;

-make you accept collect calls or pay for telegrams;

-take or threaten to take your property unless this can be done legally;

-contact you by postcard.

What control do you have over payment of debts?

If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.

What can you do if you believe a debt collector violated the law?

You have the right to sue a collector in a state or federal court within one year from the date you believe the law was violated. If you win, you may recover money for the damages you suffered. Court costs and attorney's fees also can be recovered. A group of people also may sue a debt collector and recover money for damages up to $500,000, or one percent of the collector's net worth, whichever is less.

Where can you report a debt collector for an alleged violation of the law?

Report any problems you have with a debt collector to your state Attorney General's office and the Federal Trade Commission. Many states also have their own debt collection laws and your Attorney General's office can help you determine your rights.

If you have questions about the Fair Debt Collection Practices Act, or your rights under the Act, write: Correspondence Branch, Federal Trade Commission, Washington, D.C. 20580. Although the FTC generally cannot intervene in individual disputes, the information you provide may indicate a pattern of possible law violations requiring action by the Commission.

Article Tags:         Fair Debt Collection,        Debt Collection Practices,        Fair Debt,        Debt Collection,        Collection Practices,        Debt Collectors,        Debt Collector,        From Contacting,        Collection Agency

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The hint and skip system works perfectly

eleccipitator | 22 Jul, 2019 03:53

Dark Tales: Edgar Allan Poe's The Black Cat Collector's Edition

Did you enjoy Sweeney Todd: The Demon Barber of Fleet Street by Tim Burton or the movies of Robert Rodrigues? If yes, the new game by Big Fish Game is definitely for you! Dark Tales: Edgar Allan Poe's The Black Cat Collector's Edition is the second endeavor of the studio to make a game based on Edgar Allan Poe's novels. The first one was Dark Tales: Edgar Allan Poe's Murders in the Rue Morgue Collector's Edition and got quit positive reviews almost a year ago. But maybe the mysterious atmosphere of Victorian England will bewitch you even more this time...

 

I'd like to inform those of you who is acknowledged with Poe's novels pretty well that the black cat in this game is not at all a victim. The only thing that makes BigFish's cat related to his literary prototype is a missing eye. A black cat in the game meets you at the very beginning and the first thing you notice is his ruby eye. By the way all the tints of red are so widely used in the game's graphics that the movies of Burton and Rodrigues were the first ones to come to my mind to compare the game to. As for the cat it will be your main helper during all your absorbing journey through the numerous back time locations in England.

 

When it seems that you've already solved all the tasks and approaching the end the plot makes a twist and everything turns upside down.

 

The game plot is a continuation of the previous story: Inspector Dupin proposes you to take part in the investigation once again. This time it goes about a missing woman. Sara Davies has vanished in suspicious circumstances and precisely 13 days later people started to see her on the streets with her cat. But as soon as they tried to approach her she disappeared. Perhaps some timid man would step back and refuse to meddle in such a strange story. But that's not you for sure. You're already following the cat.

 

The game is a classic Hidden Object with a little quest and puzzles. The unambiguous merit of it is its artwork. All the graphics are made inwarm colors and provides you with the real scenes of good old England. Though the place is nowhere indicated, hardly anyone can prove me it's not London. It is as obvious as the fact that money make world go round. We may dispute that, but everyone will stick to one's own opinion. So following the cat you'll ramble the paved streets and enter the centuries-old estate. All the tiny details of the gorgeous Dust collector interior just made me feel sad there is no chance for me to touch them!

 

As for the music at the beginning it seemed really solid and worth some opera show, but the more I played the more I got tired of it, as it has repeated time after time. That made me appreciate the possibility to mute it. The other strange thing concerning the sounds was that you can hear all the noises starting with a barking dog ending with the wind, but when Inspector Dupin addresses you, you may just read what he is saying. In my opinion the overvoicing could make the game even more fabulous...

 

The thing that I liked the most as for the graphics was the unusual inventory panel and the cursor that took non-standard forms. For example when it is possible to take a look on something closer you're informed not with a magnifying glass that became standard for the majority of the games, but with a revolving eye!

If I were asked what is the best in the game, I'd point on the unpredictable plot. When it seems that you've already solved all the tasks and approaching the end the plot makes a twist and everything turns upside down. Many detective writers may be jealous to the developer's creativity!

 

All the tasks of the game are catching but not really challenging. The HOG-scenes prevail. The hint and skip system works perfectly. You're provided with the tutorial and what is more there is a strategy guide. For those who complete the game and don't feel satisfied there are some bonus scenes.

 

Anyway everyone can find something lovely for him in the game let it be graphics or plot. Ready to argue? Just try and lie that you reserve your own opinion!

Article Tags:         Dark Tales Edgar,        Tales Edgar Allan,        Edgar Allan Poe's,        Dark Tales,        Tales Edgar,        Edgar Allan,        Allan Poe's,        Collector's Edition

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Window Shopping

eleccipitator | 15 Jul, 2019 03:43

Lurking Pollutants

The size of most airborne pollutants is measured Electrostatic fabric filter Manufacturers in microns(one-millionth of a meter). Common and harmful airborne particles rangein size from 2.4 microns to .3 microns. Below are some common householdparticles and their width:

Human Hair:  60-100 MicronsDust Mites:  125 MicronsDust Mite Feces: 10-24 MicronsPollen:  10-40 MicronsMold Spores:  2-10 Microns

Unfortunately, the average vacuum cleaner will only filter particlesfrom 30-50 microns in size, meaning that dust mite feces, pollen, andmold spores are not being effectively removed. Animal dander isespecially difficult to remove, with particles about 2.5 microns insize that can stay airborne for hours. Some models of vacuum canactually increase the airborne allergen levels in a home! It’s time tokick things up a notch.

Window Shopping

Consumer Reports states that high-priced, feature-laden machineswill not necessarily do a better cleaning job. In many cases, you’ll beable to find a quality upright model that can get the job done. Theyespecially recommend upright models for carpets, but warns that they’reawkward on stairs. If you suffer from allergies or asthma, however, acentral vacuum system may be the best answer. While new vacuum cleanersmake many claims, such as High Efficiency Particulate Air (HEPA)cleaners that can remove 99.97% of the particles from the air, acentral vacuum cleaning system removes 100% of the particles becausethe air is being ejected outside of the house. Most central vacuumsystems have 3-5 times the suction power of a portable system, whichmeans less time vacuuming with better results. While these systems areexpensive (about $1,000-$4,000) and not a good investment unless youplan on staying in the home for 5 years or more, they can increase thevalue of the home up to $2,000, which softens the financial blow.

Taking Care of Business

When you think of vacuuming, you’re probably thinking “carpet”.That’s a great starting point! Hit the visible carpet area, and be surenot to neglect areas under and behind furniture, where heavy amounts ofallergens collect. And take your time- it’s easy to vacuum too fast andmiss the dirt and debris lying in wait deep within the carpet. Run overall surfaces several times to ensure that they’re cleaned properly.Hard floors should never be neglected, as they can also accumulatedust, mold spores and debris. Make sure to change the vacuum bag whenit’s about three quarters full, and change the filters often.Don’t stop vacuuming with the floor. Dust mites and other asthmatriggers love upholstered furniture. Be sure to take some time on thecouch and chairs, and if your drapes and curtains have been hanginguntouched all year, it’s time for some TLC. And here’s a pop quiz:what’s the difference between a mattress and a floor when it comes todust, mold spores, pet dander, and allergens? The answer? You sleep onyour mattress! Vacuum it frequently to keep it healthy.To recap, you’re sleeping, sitting, and walking in areas laden withmold spores, dirt, dust, dust mites, and pet dander. And to add injuryto injury, dirt is grinding continuously against the carpet and wearingit out. The right vacuum cleaner used properly will help stop this.Simple solution, right?

Take it to the Next Level!

Now that your surfaces are clean, it’s time to condition the air.Basement Systems has a veritable miracle machine that’s perfect for thejob. The SaniDry Basement Air Systemdehumidifies, deodorizes, and filters the air. It’s able to removeparticles as small as 2 microns- smaller than dust mites, dust mitefeces, pollen, and even mold spores! While it’s cleaning the air, theSaniDry also dehumidifies it, removing as much as 100 pints of water aday. With its Energy Star Rating, it does this at the same energy usageas a 40 pint model. It’s self draining and needs no daily maintenance,and it can lower the humidity levels low enough to prevent the growthof mold and dust mites in your home. And with your humidity levels low,your house will be more energy efficient to heat and cool!

You spend hundreds of thousands of dollars on your home, and it onlytakes a little more to make it healthy and comfortable. Your home iswhere you go to relax, recharge, and enjoy your family. Don’t sweepallergens under the rug! Splurge.

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Čestitamo

eleccipitator | 05 Maj, 2019 07:54

Ukoliko možete da pročitate ovaj članak, uspešno ste se registrovali na Blog.rs i možete početi sa blogovanjem.

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